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  <url><loc>https://ip.rowanadvisory.co.nz/</loc><lastmod>2026-08-19</lastmod><priority>1.0</priority></url>
  <url><loc>https://ip.rowanadvisory.co.nz/earlier-thoughts/</loc><lastmod>2026-06-22</lastmod><priority>0.7</priority></url>
  <url><loc>https://ip.rowanadvisory.co.nz/earlier-thoughts/artefact-daily-capture/</loc><lastmod>2026-06-22</lastmod><priority>0.7</priority></url>
  <url><loc>https://ip.rowanadvisory.co.nz/earlier-thoughts/artefact-daily-hq/</loc><lastmod>2026-06-22</lastmod><priority>0.7</priority></url>
  <url><loc>https://ip.rowanadvisory.co.nz/earlier-thoughts/not-all-ai-is-the-same-job/</loc><lastmod>2026-06-22</lastmod><priority>0.7</priority></url>
  <url><loc>https://ip.rowanadvisory.co.nz/earlier-thoughts/observation-delay-creates/</loc><lastmod>2026-06-22</lastmod><priority>0.7</priority></url>
  <url><loc>https://ip.rowanadvisory.co.nz/earlier-thoughts/observation-leverage-comes-from-removing-friction-not-adding-capability/</loc><lastmod>2026-06-22</lastmod><priority>0.7</priority></url>
  <url><loc>https://ip.rowanadvisory.co.nz/earlier-thoughts/observation-personal-excellence-doesnt-scale-by-imitation/</loc><lastmod>2026-06-22</lastmod><priority>0.7</priority></url>
  <url><loc>https://ip.rowanadvisory.co.nz/earlier-thoughts/observation-saying-no-to-ai-doesnt-stop-ai-use-it-drives-it-underground/</loc><lastmod>2026-06-22</lastmod><priority>0.7</priority></url>
  <url><loc>https://ip.rowanadvisory.co.nz/earlier-thoughts/observation-the-grunt-work-machine-nz-edition/</loc><lastmod>2026-06-22</lastmod><priority>0.7</priority></url>
  <url><loc>https://ip.rowanadvisory.co.nz/earlier-thoughts/observation-the-judgment-keyboard-mismatch/</loc><lastmod>2026-06-22</lastmod><priority>0.7</priority></url>
  <url><loc>https://ip.rowanadvisory.co.nz/earlier-thoughts/observation-your-judgement-is-more-valuable-now-not-less/</loc><lastmod>2026-06-22</lastmod><priority>0.7</priority></url>
  <url><loc>https://ip.rowanadvisory.co.nz/earlier-thoughts/why-copilot-can-t-fix-what-s-actually-broken/</loc><lastmod>2026-06-22</lastmod><priority>0.7</priority></url>
  <url><loc>https://ip.rowanadvisory.co.nz/intelligence-at-the-core/</loc><lastmod>2026-08-18</lastmod><priority>0.7</priority></url>
  <url><loc>https://ip.rowanadvisory.co.nz/intelligence-centred-firm/</loc><lastmod>2026-08-18</lastmod><priority>0.7</priority></url>
  <url><loc>https://ip.rowanadvisory.co.nz/leaders-ledger-1/</loc><lastmod>2026-09-08</lastmod><priority>0.7</priority></url>
  <url><loc>https://ip.rowanadvisory.co.nz/mappa/</loc><lastmod>2026-06-23</lastmod><priority>0.7</priority></url>
  <url><loc>https://ip.rowanadvisory.co.nz/position-on-ai-v1/</loc><lastmod>2026-06-23</lastmod><priority>0.7</priority></url>
  <url><loc>https://ip.rowanadvisory.co.nz/undergraduate-ai-paper/</loc><lastmod>2026-09-09</lastmod><priority>0.7</priority></url>
  <url><loc>https://ip.rowanadvisory.co.nz/verifiable-core-for-one/</loc><lastmod>2026-08-20</lastmod><priority>0.7</priority></url>
  <url><loc>https://ip.rowanadvisory.co.nz/verifiable-core/</loc><lastmod>2026-08-18</lastmod><priority>0.7</priority></url>
  <url><loc>https://ip.rowanadvisory.co.nz/where-the-tool-stops/</loc><lastmod>2026-08-18</lastmod><priority>0.7</priority></url>
  <url><loc>https://ip.rowanadvisory.co.nz/undergraduate-ai-paper/provenance/</loc><lastmod>2026-09-09</lastmod></url>
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